EMC National Rate Changes 4-1-09

EMC National Life will have a rate change April 1st on Universal Life. Annuities do not change at this time. Call us at 800-658-6737 if you need contracting or have questions.

Interest rates will decrease for April 2009 on new sales of EMC National Life Company's Universal Life product. Interest rates for new sales of all other EMCNL products remain unchanged. A summary of interest rates*, effective April 1, 2009, can be found below:

Universal Life - new rate -ULTRA CHOICE, ELP003 4.15%

Annuities
FPDA, LP9134 4.95% (3.95% base rate + 1.00% first year bonus)

Bonus SPDA 1%, LP215 5.45% (4.45% base rate + 1.00% first year bonus)

Bonus SPDA 1.5%, LP216 5.65% (4.15% base rate + 1.50% first year bonus)

Bonus SPDA 2%, LP202 & LP208 5.75% (3.75% base rate + 2.00% first year bonus)

SPDA 3, LP203 & LP209 3.00%

SPDA 4, LP203 & LP209 3.00%

SPDA 5, LP203 & LP209 3.55%

SPIA, LP198 & LP207 Life contingent: 5.05%, Non-life contingent: 3.85%


* For complete interest rate information, including rate guarantees, go to EMC National
and access the Communique Archive in the Communication
section of the agent site.

Ask about their new worksite products if you are in that market space